FinTech

FinTech is disrupting one of the world’s largest industries: finance.

Banking, payments, investing, and insurance are all multi-trillion-dollar markets. Even small market share gains translate into massive revenues for fintech companies.

These businesses scale quickly because they are digital-first. Unlike banks that rely on physical branches, fintech firms can reach millions of customers through an app with far lower costs. This means higher margins and faster growth once they achieve scale.

Fintech also benefits from long-term trends. Cash is being replaced by digital payments. Young people prefer app-based investing and banking. Small businesses want cheaper, faster lending and payment solutions. And emerging markets have hundreds of millions of people coming online for the first time.

All of these tailwinds fuel demand. And the biggest winners will be those that build trust, expand into multiple services, and capture a larger share of the financial lives of their customers.

Simply put, FinTech is the bet on the future of money going digital, global, and mobile.